7th Pay Commission Salary Calculator

Calculate exact in-hand salary based on 7th CPC Matrix

Estimated Monthly Salary

Net In-Hand

27,845

Earnings

Basic Pay18,000
Dearness Allowance (DA) @ 50%9,000
House Rent Allowance (HRA)1,800
Transport Allowance (TA)2,025
Gross Earnings30,825

Deductions

NPS (10% of Basic+DA)2,700
CGHS (Health Scheme)250
CGEGIS (Insurance)30
Total Deductions2,980

7th Pay Commission Rules

  • Dearness Allowance (DA): Currently calculated at 50% (as of Jan 2024 updates).
  • House Rent Allowance (HRA): HRA rates are 30%, 20%, and 10% for X, Y, and Z class cities respectively when DA crosses 50%.
  • Transport Allowance (TA): Varies by Pay Level and City. Higher for Levels 9 and above.
  • NPS Deduction: 10% of (Basic Pay + DA) is deducted as employee contribution to Tier-1 NPS account. The Government contributes 14%.
* Disclaimer: This calculator provides an estimate based on standard central government rules. State government rules (like Gujarat Govt's 5-year fixed pay policy) may differ significantly. Professional tax and income tax are not deducted in this estimate.